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In addition, clients for this sort of strategy can have serious legal or criminal backgrounds. It's crucial to note that various providers offer a series of problem ages on their guaranteed issue policies as low as age 40 or as high as age 80 - burial insurance rates. Some will certainly additionally offer greater stated value, as much as $40,000, and others will permit much better survivor benefit problems by boosting the rate of interest with the return of premium or decreasing the variety of years till a complete survivor benefit is readily available